存提 利率

本利率表自2017年02月16日開始生效,之前所有利率表自動失效。年利率計算是以帳戶中之本金加利息存款達一年計算。存款有聯邦存款保險公司 (FDIC)所允許的最高保額保障。請參閱存款帳戶同意書以了解提款及轉帳限制;了解各項收費請參考收費標準。提前解約或有罰款。

Certificate of Deposit (Daily Compound)

Term

Amount

Interest Rate

APY**

30 Days
 

$1,000.00 - $ 9,999.99

0.20%

0.20%

 

$10,000.00 - $24,999.99

0.25%

0.25%

 

$25,000.00 - $49,999.99

0.30%

0.30%

 

$50,000.00 - $99,999.99

0.35%

0.35%

 

$100,000.00+

0.40%

0.40%

60 Days
 

$1,000.00 - $ 9,999.99

0.25%

0.25%

 

$10,000.00 - $24,999.99

0.30%

0.30%

 

$25,000.00 - $49,999.99

0.35%

0.35%

 

$50,000.00 - $99,999.99

0.40%

0.40%

 

$100,000.00+

0.45%

0.45%

90 Days
 

$1,000.00 - $ 9,999.99

0.10%

0.10%

 

$10,000.00 - $24,999.99

0.15%

0.15%

 

$25,000.00 - $49,999.99

0.20%

0.20%

 

$50,000.00 - $99,999.99

0.25%

0.25%

 

$100,000.00+

0.30%

0.30%

180 Days
 

$1,000.00 - $ 9,999.99

0.15%

0.15%

 

$10,000.00 - $24,999.99

0.20%

0.20%

 

$25,000.00 - $49,999.99

0.25%

0.25%

 

$50,000.00 - $99,999.99

0.30%

0.30%

 

$100,000.00+

$100,000.00+

0.35%

1 Year
 

$1,000.00 - $ 9,999.99

0.25%

0.25%

 

$10,000.00 - $24,999.99

0.30%

0.30%

 

$25,000.00 - $49,999.99

0.40%

0.40%

 

$50,000.00 - $99,999.99

0.45%

0.45%

 

$100,000.00+

0.45%

0.45%

2 Years
 

$1,000.00 - $ 9,999.99

0.40%

0.40%

 

$10,000.00 - $24,999.99

0.45%

0.45%

 

$25,000.00 - $49,999.99

0.50%

0.50%

 

$50,000.00 - $99,999.99

0.55%

0.55%

 

$100,000.00+

0.60%

0.60%

3 Years
 

$1,000.00 - $ 9,999.99

0.60%

0.60%

 

$10,000.00 - $24,999.99

0.60%

0.60%

 

$25,000.00 - $49,999.99

0.60%

0.60%

 

$50,000.00 - $99,999.99

0.60%

0.60%

 

$100,000.00+

0.60%

0.60%

IRA

Term

Amount

Interest Rate

APY**

18 Month (Addition Allowed)
 

$100.00

0.60%

0.60%

 

$1,000.00

0.60%

0.60%

 

$10,000.00

0.70%

0.70%

 

$25,000.00

0.75%

0.75%

 

$50,000.00

0.75%

0.75%

 

$100,000.00

0.75%

0.75%

Rates are effective as of: February 16, 2017 - Rates subject to change without notice - Rate may change after the account is opened. - Fees could reduce earnings. - A.P.Y (Annual Percentage Yield).
ATM Savings

Amount

Interest Rate

APY**

$100.00

0.04%

0.04%

$1,000.00

0.04%

0.04%

$2,500.00

0.04%

0.04%

$10,000.00

0.04%

0.04%

$50,000.00

0.04%

0.04%

$100,000.00

0.04%

0.04%

Money Market Savings

Amount

Interest Rates

APY**

$100.00

0.00%

0.00%

$1,000.00

0.05%

0.05%

$2,500.00

0.10%

0.10%

$10,000.00

0.10%

0.10%

$50,000.00

0.15%

0.15%

$100,000.00

0.15%

0.15%

Young Savers (Min. $1.00)

Amount

Interest Rates

APY**

$100.00

0.50%

0.50%

$1,000.00

0.50%

0.50%

$2,500.00

0.50%

0.50%

$10,000.00

0.50%

0.50%

$50,000.00

0.50%

0.50%

$100,000.00

0.50%

0.50%

VIP Checking

Amount

Interest Rates

APY**

$2,500.00

0.04%

0.04%

$10,000.00

0.04%

0.04%

$50,000.00

0.04%

0.04%

$100,000.00

0.04%

0.04%

Money Market Checking

Amount

Interest Rates

APY**

$1,000.00

0.05%

0.05%

$2,500.00

0.10%

0.10%

$10,000.00

0.10%

0.10%

$50,000.00

0.15%

0.15%

$100,000.00

0.15%

0.15%

Business Interest Checking

Amount

Interest Rates

APY**

$100.00

0.10%

0.10%

$1,000.00

0.15%

0.15%

$2,500.00

0.15%

0.15%

$10,000.00

0.25%

0.25%

$50,000.00

0.25%

0.25%

$100,000.00

0.30%

0.30%

**A.P.Y = Annual Percentage Yield

Ask about other available CD and Money Market Rates for IRA Accounts!

Go to top

Personalization Settings

x

Welcome

The Universal Bank would like to personalize your banking experience. Please enter your first name below.

This level of personalization will not lead to the sale of your name or leak your identity. The information you provide will only be stored on your computer and will not be transferred to the web server.

Please do not remind again