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Bauer Financial 5-Star Rating

Universal Bank has earned Bauer Financial, Inc.’s highest (5-Star) rating for strength and stability. Achievement of this coveted 5-Star Superior rating puts Universal Bank in an elite category as one of the strongest banks in the nation. Please find our 5-Star rating by clicking here.

Bauer Financial, the nation’s premier bank rating firm, has been evaluating and rating banks since 1983. Earning a 5-Star Superior rating means Universal Bank excels in areas of capital, loan quality, profitability and more.

Bauer Financial, Inc., the nation’s leading independent bank and credit union rating and research firm, has been reporting on and analyzing the performance of U.S. banks and credit unions since 1983. No institution can pay for or opt out of a Bauer Financial rating. Consumers may obtain free star-rating information by visiting

Universal Bank is proud to be recognized by for being #161 on the 2020 Top 200 Healthiest Banks in America with an A+ grade. evaluates the financial health of over 10,000 banks and credit unions in the United States once per quarter. To determine bank ranking and recognition, grades each institution on a number of factors, including capitalization, deposit growth, and loan-to-reserve ratios.

“We believe it is important to give consumers a way to evaluate the financial health of their institutions,” said Ken Tumin, founder of “Our list empowers consumers to make informed decisions when selecting a financial institution.”

For a complete listing of the 2020 Top 200 Healthiest Banks in America, click here.