Mission & Vision Statement

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Mission Statement

Universal Bank is dedicated to providing the communities it serves with quality banking products and services in a safe and sound banking environment while providing reasonable returns to its shareholders. We will strive to continually improve our products, services, and responsiveness to our customers to meet the changing needs of the communities we serve.

Vision Statement

Universal Bank is committed to be a strong financial partner for our customers, our employees, and our stockholders by offering relevant and competitive products and services while maintain a risk managed approach to growth that is commensurate with our size and consistent with our desired levels of risk.