Business Savings

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Business Savings

  • $100.00 minimum opening balance
  • $1.50 monthly service charge (if balance falls below $100.00) *
  • Interest is compounded daily and paid monthly **
  • $200.00 minimum balance to earn interest
  • ATM Card
  • No transaction fee at Universal Bank or Allpoint ATM’s

*Minimum balance is required or compensating balance of $10,000.00 in any other Universal Bank account to avoid monthly service charge.

** Tiered Interest Rates. Refer to this RATE SHEET for current rates.

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Business Savings

  • $100.00 minimum opening balance
  • $5.00 monthly service charge (if balance falls below $100.00) *
  • Interest is compounded daily and paid monthly **
  • $100.00 Minimum Balance to Earn Interest
  • ATM Card
  • Easy access ATM card (must maintain a $25.00 minimum to use ATM Card)
  • Unlimited deposits and withdrawals at Universal Bank ATM’s.
  • No transaction fee at Universal Bank or Allpoint ATM’s

*Minimum balance is required or compensating balance of $10,000.00 in any other Universal Bank account to avoid monthly service charge.