Personal Banking

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Personal Banking

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Personal Banking

Desk with a big piece of paper saying Finance: funding, saving, benefit.

Personal Banking

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Personal Banking

Our Young Savers Account is designed for children 17 and under. Open a Universal Bank Young Savers Account and see your money grow, grow, grow. Great account for parents and grandparents to open for their young savers!

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Personal Banking

Desk with a big piece of paper saying Finance: funding, saving, benefit. Blue background, laptop with finance charts

Personal Banking

Older man and woman taking a stroll in a park on a sunny day. IRA Accounts Universal Bank.

Personal Banking

Plan for your future, open a Universal Bank IRA today!

We offer traditional retirement accounts which earn tax-deferred interest (please consult your tax advisor). These accounts are subject to IRS rules governing IRAs. We offer both Traditional IRAs and ROTH IRAs.