Money Market Accounts

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Money Market Accounts

  • $100.00 minimum opening balance
  • $15.00 monthly service charge (if balance falls below $2,500.00) *
  • ATM check card
  • No transaction fees at Universal Bank or Allpoint ATM’s
  • Interest Bearing—Interest compounded daily and paid monthly**
  • $1,000.00 minimum balance to earn interest
  • 24/7 TouchTone Teller
  • Online Banking
  • Direct deposit
  • Access to Allpoint nationwide ATM network

*Monthly service charge waived with compensating balance of $10,000 in any other account.

** Refer to this RATE SHEET for current rates.

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Money Market Accounts

  • $100.00 minimum opening balance
  • $1.50 monthly service charge (if balance falls below $200.00) *
  • Interest is compounded daily and paid monthly **
  • No interest is earned if balance falls below $1,000.00
  • Online Banking
  • Direct deposit
  • ATM Card
  • No transaction fee at Universal Bank or Allpoint ATM’s

* Minimum balance is required or compensating balance of $10,000.00 in any other Universal Bank account to avoid monthly service charge.

** Tiered Interest Rates. Refer to this RATE SHEET for current rates.