Money Market Accounts

Money Market Accounts
Money Market Checking Account
- $100.00 minimum opening balance
- $15.00 monthly service charge (if balance falls below $2,500.00) *
- ATM check card
- No transaction fees at Universal Bank or Allpoint ATM’s
- Interest Bearing—Interest compounded daily and paid monthly**
- $1,000.00 minimum balance to earn interest
- 24/7 TouchTone Teller
- Online Banking
- Direct deposit
- Access to Allpoint nationwide ATM network
*Monthly service charge waived with compensating balance of $10,000 in any other account.
** Refer to this RATE SHEET for current rates.

Money Market Accounts
Money Market Savings Account
- $100.00 minimum opening balance
- $1.50 monthly service charge (if balance falls below $200.00) *
- Interest is compounded daily and paid monthly **
- No interest is earned if balance falls below $1,000.00
- Online Banking
- Direct deposit
- ATM Card
- No transaction fee at Universal Bank or Allpoint ATM’s
* Minimum balance is required or compensating balance of $10,000.00 in any other Universal Bank account to avoid monthly service charge.
** Tiered Interest Rates. Refer to this RATE SHEET for current rates.