Desk with a big piece of paper saying Finance: funding, saving, benefit.

Personal Savings Account

  • $100.00 minimum opening balance
  • $5.00 monthly service charge (if balance falls below $100.00) *
  • Interest is compounded daily and paid monthly **
  • $100.00 minimum balance to earn interest
  • Easy access ATM card (must maintain a $25.00 minimum to use ATM Card)
  • Online Banking
  • Direct deposit
  • ATM Card
  • No transaction fee at Universal Bank or Allpoint ATM’s

* Minimum balance is required or compensating balance of $10,000.00 in any other Universal Bank account to avoid monthly service charge.

** Refer to this RATE SHEET for current rates.