Rate Sheets

Rates effective as of: July 15, 2019 supersede any previous rate update. Annual Percentage Yield (APY) assumes principal and interest remain in the account for one year. Deposits insured by the FDIC up to the maximum allowed. Please refer to the Deposit Account Agreement for withdrawal and transaction limits and the Fee Schedule for account related fees. Early withdrawal penalties may apply.

Certificate of Deposit (Daily Compound)

AMOUNTINTEREST RATEAPY**
30 DAY TERM30 DAY TERM30 DAY TERM
$1,000.00 – $ 9,999.990.20%0.20%
$10,000.00 – $24,999.990.25%0.25%
$25,000.00 – $49,999.990.30%0.30%
$50,000.00 – $99,999.990.35%0.35%
$100,000.00+0.40%0.40%
60 DAY TERM60 DAY TERM60 DAY TERM
$1,000.00 – $ 9,999.990.25%0.25%
$10,000.00 – $24,999.990.30%0.30%
$25,000.00 – $49,999.990.35%0.35%
$50,000.00 – $99,999.990.40%0.40%
$100,000.00+0.45%0.45%
90 DAY TERM90 DAY TERM90 DAY TERM
$1,000.00 – $ 9,999.990.10%0.10%
$10,000.00 – $24,999.990.15%0.15%
$25,000.00 – $49,999.990.20%0.20%
$50,000.00 – $99,999.990.25%0.25%
$100,000.00+0.30%0.30%
180 DAY TERM180 DAY TERM180 DAY TERM
$1,000.00 – $ 9,999.990.15%0.15%
$10,000.00 – $24,999.990.20%0.20%
$25,000.00 – $49,999.990.25%0.25%
$50,000.00 – $99,999.990.30%0.30%
$100,000.00+0.35%0.35%
1 YEAR TERM1 YEAR TERM1 YEAR TERM
$1,000.00 – $ 9,999.990.25%0.25%
$10,000.00 – $24,999.990.30%0.30%
$25,000.00 – $49,999.990.40%0.40%
$50,000.00 – $99,999.990.45%0.45%
$100,000.00+0.45%0.45%
2 YEAR TERM2 YEAR TERM2 YEAR TERM
$1,000.00 – $ 9,999.990.40%0.40%
$10,000.00 – $24,999.990.45%0.45%
$25,000.00 – $49,999.990.50%0.50%
$50,000.00 – $99,999.990.55%0.55%
$100,000.00+0.60%0.60%
3 YEAR TERM3 YEAR TERM3 YEAR TERM
$1,000.00 – $ 9,999.990.60%0.60%
$10,000.00 – $24,999.990.60%0.60%
$25,000.00 – $49,999.990.60%0.60%
$50,000.00 – $99,999.990.60%0.60%
$100,000.00+0.60%0.60%

IRA

AMOUNTINTEREST RATEAPY**
18 MONTH TERM (ADDITION ALLOWED)18 MONTH TERM (ADDITION ALLOWED)18 MONTH TERM (ADDITION ALLOWED)
$100.000.60%0.60%
$1,000.000.60%0.60%
$10,000.000.70%0.70%
$25,000.000.75%0.75%
$50,000.000.75%0.75%
$100,000.000.75%0.75%

ATM Savings

AMOUNTINTEREST RATEAPY**
$100.000.04%0.04%
$1,000.000.04%0.04%
$2,500.000.04%0.04%
$10,000.000.04%0.04%
$50,000.000.04%0.04%
$100,000.000.04%0.04%

Money Market Savings

AMOUNTINTEREST RATEAPY**
$100.000.00%0.00%
$1,000.000.05%0.05%
$2,500.000.10%0.10%
$10,000.000.10%0.10%
$50,000.000.15%0.15%
$100,000.000.15%0.15%

Young Savers (Minimum $1.00)

AMOUNTINTEREST RATEAPY**
$1.000.50%0.50%
$1,000.000.50%0.50%
$2,500.000.50%0.50%
$10,000.000.50%0.50%
$50,000.000.50%0.50%
$100,000.000.50%0.50%

VIP Checking

AMOUNTINTEREST RATEAPY**
$2,500.000.04%0.04%
$10,000.000.04%0.04%
$50,000.000.04%0.04%
$100,000.000.04%0.04%

Money Market Checking

AMOUNTINTEREST RATEAPY**
$1,000.000.05%0.05%
$2,500.000.10%0.10%
$10,000.000.10%0.10%
$50,000.000.15%0.15%
$100,000.000.15%0.15%

Business Interest Checking

AMOUNTINTEREST RATEAPY**
$100.000.10%0.10%
$1,000.000.15%0.15%
$2,500.000.15%0.15%
$10,000.000.25%0.25%
$50,000.000.25%0.25%
$100,000.000.30%0.30%

RATES ARE EFFECTIVE AS OF: JULY 15, 2019 – RATES SUBJECT TO CHANGE WITHOUT NOTICE – RATE MAY CHANGE AFTER THE ACCOUNT IS OPENED. – FEES COULD REDUCE EARNINGS.

**APY= Annual Percentage Yield