Rate Sheets

Rates effective as of: September 19, 2019 supersede any previous rate update. Annual Percentage Yield (APY) assumes principal and interest remain in the account for one year. Deposits insured by the FDIC up to the maximum allowed. Please refer to the Deposit Account Agreement for withdrawal and transaction limits and the Fee Schedule for account related fees. Early withdrawal penalties may apply.

Certificate of Deposit (Daily Compound)

30 DAY TERM

AMOUNTINTEREST RATEAPY**
$1,000.00 – $ 9,999.990.20%0.20%
$10,000.00 – $24,999.990.25%0.25%
$25,000.00 – $49,999.990.30%0.30%
$50,000.00 – $99,999.990.35%0.35%
$100,000.00+0.40%0.40%

60 DAY TERM

AMOUNTINTEREST RATEAPY**
$1,000.00 – $ 9,999.990.25%0.25%
$10,000.00 – $24,999.990.30%0.30%
$25,000.00 – $49,999.990.35%0.35%
$50,000.00 – $99,999.990.40%0.40%
$100,000.00+0.45%0.45%

90 DAY TERM

AMOUNTINTEREST RATEAPY**
$1,000.00 – $ 9,999.990.10%0.10%
$10,000.00 – $24,999.990.15%0.15%
$25,000.00 – $49,999.990.20%0.20%
$50,000.00 – $99,999.990.25%0.25%
$100,000.00+0.30%0.30%

180 DAY TERM

AMOUNTINTEREST RATEAPY**
$1,000.00 – $ 9,999.990.15%0.15%
$10,000.00 – $24,999.990.20%0.20%
$25,000.00 – $49,999.990.25%0.25%
$50,000.00 – $99,999.990.30%0.30%
$100,000.00+0.35%0.35%

1 YEAR TERM

AMOUNTINTEREST RATEAPY**
$1,000.00 – $ 9,999.990.25%0.25%
$10,000.00 – $24,999.990.30%0.30%
$25,000.00 – $49,999.990.40%0.40%
$50,000.00 – $99,999.990.45%0.45%
$100,000.00+0.45%0.45%

2 YEAR TERM

AMOUNTINTEREST RATEAPY**
$1,000.00 – $ 9,999.990.40%0.40%
$10,000.00 – $24,999.990.45%0.45%
$25,000.00 – $49,999.990.50%0.50%
$50,000.00 – $99,999.990.55%0.55%
$100,000.00+0.60%0.60%

3 YEAR TERM

AMOUNTINTEREST RATEAPY**
$1,000.00 – $ 9,999.990.60%0.60%
$10,000.00 – $24,999.990.60%0.60%
$25,000.00 – $49,999.990.60%0.60%
$50,000.00 – $99,999.990.60%0.60%
$100,000.00+0.60%0.60%

IRA

18 MONTH TERM (ADDITION ALLOWED)
AMOUNTINTEREST RATEAPY**
$100.000.60%0.60%
$1,000.000.60%0.60%
$10,000.000.70%0.70%
$25,000.000.75%0.75%
$50,000.000.75%0.75%
$100,000.000.75%0.75%

ATM Savings

AMOUNTINTEREST RATEAPY**
$100.000.04%0.04%
$1,000.000.04%0.04%
$2,500.000.04%0.04%
$10,000.000.04%0.04%
$50,000.000.04%0.04%
$100,000.000.04%0.04%

Money Market Savings

AMOUNTINTEREST RATEAPY**
$100.000.00%0.00%
$1,000.000.05%0.05%
$2,500.000.10%0.10%
$10,000.000.10%0.10%
$50,000.000.15%0.15%
$100,000.000.15%0.15%

Young Savers (Minimum $1.00)

AMOUNTINTEREST RATEAPY**
$1.000.50%0.50%
$1,000.000.50%0.50%
$2,500.000.50%0.50%
$10,000.000.50%0.50%
$50,000.000.50%0.50%
$100,000.000.50%0.50%

VIP Checking

AMOUNTINTEREST RATEAPY**
$2,500.000.04%0.04%
$10,000.000.04%0.04%
$50,000.000.04%0.04%
$100,000.000.04%0.04%

Money Market Checking

AMOUNTINTEREST RATEAPY**
$1,000.000.05%0.05%
$2,500.000.10%0.10%
$10,000.000.10%0.10%
$50,000.000.15%0.15%
$100,000.000.15%0.15%

Business Interest Checking

AMOUNTINTEREST RATEAPY**
$100.000.10%0.10%
$1,000.000.15%0.15%
$2,500.000.15%0.15%
$10,000.000.25%0.25%
$50,000.000.25%0.25%
$100,000.000.30%0.30%
RATES ARE EFFECTIVE AS OF: September 19, 2019 – RATES SUBJECT TO CHANGE WITHOUT NOTICE – RATE MAY CHANGE AFTER THE ACCOUNT IS OPENED. – FEES COULD REDUCE EARNINGS.
**APY= Annual Percentage Yield