Personal Login Business Login
Login
Universal Bank is an experienced multifamily and commercial property lender who understands current lending and market conditions. Whether you are a new multifamily investor or an established commercial real estate property investor, our loan programs are designed to ensure that your requirements for structure, cost and timeliness are met.
Multifamily - Including 1 to 4-unit properties
Mobile Home Park
Commercial/ Retail /Office
Hospitality
Owner Occupied
Universal Bank’s experienced lending team offers expedient solutions for working capital, equipment, acquisition financing, and more. Our value extends beyond pricing and terms, we add focus on building a high-level of trust with each client relationship. We work with our clients to develop a tailored commercial credit solution to keep your business competitive and growing.
Business Line of Credit secured by Real Estate and/or other Collateral
1-to-2 year Terms available
Loans from $500,000 to $10M
Hybrid 3 and 5-year program
25 and 30-year term amortization
Step-down prepayment premiums
Refinances, rate and term, and cash-out
Purchase/Acquisition
Rate and Terms are subject to pricing adjustment based upon loan size, collateral type, and credit factors.
Lower loan amounts considered on a case-by-case basis.
All loan programs require an operating account and a Borrower deposit relationship, as determined by the bank.
Question: How do I apply?Answer: Complete Universal Bank’s “Downloadable Forms”.
Question: Who and how do I securely send the forms to Universal Bank?Answer: Contact one of Universal Bank’s Business Development Officers, they will send a secure Link.
Loans are subject to credit and collateral approval. Fees and other restrictions may apply.
Armando CarlosSVP, Business Development Manager
(626) 854-2818 ext.126
Nancy SloanBusiness Development Officer
(888) 809-8282 ext.189
3455 Nogales St. Floor #2 West Covina, CA 91792 (626) 854-2818 Monday – Friday: 8:30am-5:30pm Saturday – Sunday: Closed
By clicking Continue, you will be taken to a website that is not affiliated with Universal Bank. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Universal Bank's website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Universal Bank.
Your privacy is very important to us. We would like to advise you that Internet email is not a secure method of communication. Please do not submit any information that you consider confidential. We recommend you do not include any specific identifying information such as your social security, account, PIN numbers, date of birth, etc...