Lending
Investment Property Loans
Universal Bank is an experienced multifamily and commercial property lender who understands current lending and market conditions. Whether you are a new multifamily investor or an established commercial real estate property investor, our loan programs are designed to ensure that your requirements for structure, cost and timeliness are met.
Multifamily - Including 1 to 4-unit properties
Mobile Home Park
Commercial/ Retail /Office
Hospitality
Owner Occupied
Business Loans and Lines
Universal Bank’s experienced lending team offers expedient solutions for working capital, equipment, acquisition financing, and more. Our value extends beyond pricing and terms, we add focus on building a high-level of trust with each client relationship. We work with our clients to develop a tailored commercial credit solution to keep your business competitive and growing.
Business Line of Credit secured by Real Estate and/or other Collateral
1-to-2 year Terms available
Lending Programs
Loans from $500,000 to $10M
Hybrid 3 and 5-year program
25 and 30-year term amortization
Step-down prepayment premiums
Refinances, rate and term, and cash-out
Purchase/Acquisition
Financing Terms:
Rate and Terms are subject to pricing adjustment based upon loan size, collateral type, and credit factors.
Lower loan amounts considered on a case-by-case basis.
All loan programs require an operating account and a Borrower deposit relationship, as determined by the bank.
*Loans are subject to credit and collateral approval. Fees and other restrictions may apply.
Contact Information
Armando Carlos
SVP, Business Development Manager
Nancy Sloan
Business Development Officer