Community Savings
Saving money made simpler with our most popular savings account. Automatically set aside money, earn interest*, and track your savings through Universal Bank Online Banking or Mobile Banking App.
- $100.00 minimum opening deposit
- $5.00 monthly service charge will be assessed if daily balance falls below $100.00**
Benefits
- Interest is compounded daily and paid monthly*
- Unlimited deposits and withdrawals
- Online Banking or check deposit using Mobile Banking app
- Receive money with Direct Deposit
- 24/7 TouchTone Teller
- ATM Card
- No transaction fees at all Allpoint Kiosk ATM nationwide and all Citibank Branch ATM’s location only
- Allpoint ATM Locator
* Refer to bank rate sheet for current rates and APY
** Minimum balance is required or compensating balance of $10,000.00 in any other Universal Bank account to avoid monthly service charge
Foothill Unity Center Savings Account
Universal Bank will match and donate all the interest earned* on these accounts to Foothill Unity Center. Our customers will enjoy knowing that their checking will promote and contribute to a charitable non-profit organization. Automatically set aside money, earn interest, and track your savings through Universal Bank Online Banking or Mobile Banking App.
- $100.00 minimum opening deposit
- $5.00 monthly service charge will be assessed if the daily balance falls below $100.00**
Benefits
- Interest is compounded daily and paid monthly*
- Unlimited deposits and withdrawals
- Online Banking and check deposit using Mobile Banking app
- Receive money with Direct Deposit
- 24/7 TouchTone Teller
- ATM card
- No transaction fees at all Allpoint Kiosk ATM nationwide and all Citibank Branch ATM’s location only
- Allpoint ATM Locator
* Refer to bank rate sheet for current rates and APY
** Minimum balance is required or compensating balance of $10,000.00 in any other Universal Bank account to avoid monthly service charge
***Click Here for Additional Campaign Information***
High School Savings
High School Savings are important to us at Universal Bank! Why? Because we want you to get off to a great start! It is never too early to learn money management skills. Our High School Savings Account is designed for children between the ages of 14 to 17 years old. Great account for families to open for their High School Savers and see their money grow.
- $1.00 minimum to open
- No monthly service charge
- Interest compounded daily and paid monthly*
- Unlimited deposits and withdrawals at all Universal Bank branches
- 24/7 Touch Tone Teller
* Tiered Interest Rates. Refer to this RATE SHEET for current rates.