Rates effective as of: June 20, 2024 supersede any previous rate update. Annual Percentage Yield (APY) assumes principal and interest remain in the account for one year. Deposits insured by the FDIC up to the maximum allowed. Please refer to the Deposit Account Agreement for withdrawal and transaction limits and the Fee Schedule for account related fees. Early withdrawal penalties may apply.
Certificate of Deposit (Daily Compound)
30 DAY TERM
| AMOUNT |
INTEREST RATE |
APY** |
| $1,500.00 – $ 49,999.99 |
0.05% |
0.05% |
| $50,000.00 + |
0.10% |
0.10% |
60 DAY TERM
| AMOUNT |
INTEREST RATE |
APY** |
| $1,000.00 – $ 49,999.99 |
0.10% |
0.10% |
| $50,000.00 + |
0.20% |
0.20% |
90 DAY TERM
| AMOUNT |
INTEREST RATE |
APY** |
| $1,000.00 – $ 9,999.99 |
0.10% |
0.10% |
| $10,000.00 – $24,999.99 |
0.15% |
0.15% |
| $25,000.00 – $49,999.99 |
0.20% |
0.20% |
| $50,000.00 – $99,999.99 |
0.25% |
0.25% |
| $100,000.00 + |
0.30% |
0.30% |
180 DAY TERM
| AMOUNT |
INTEREST RATE |
APY** |
| $1,000.00 – $ 9,999.99 |
0.15% |
0.15% |
| $10,000.00 – $24,999.99 |
0.20% |
0.20% |
| $25,000.00 – $49,999.99 |
0.25% |
0.25% |
| $50,000.00 + |
0.30% |
0.30% |
| $100,000.00 + |
0.35% |
0.35% |
270 DAY TERM
| AMOUNT |
INTEREST RATE |
APY** |
| $1,000.00 – $ 9,999.99 |
0.20% |
0.20% |
| $10,000.00 – $24,999.99 |
0.25% |
0.25% |
| $25,000.00 – $49,999.99 |
0.30% |
0.30% |
| $50,000.00 - $99,999.99 |
0.35% |
0.35% |
| $100,000.00 + |
0.40% |
0.40% |
1 YEAR TERM
| AMOUNT |
INTEREST RATE |
APY** |
| $1,000.00 – $ 9,999.99 |
0.25% |
0.25% |
| $10,000.00 – $24,999.99 |
0.30% |
0.30% |
| $25,000.00 – $49,999.99 |
0.40% |
0.40% |
| $50,000.00 + |
0.45% |
0.45% |
2 YEAR TERM
| AMOUNT |
INTEREST RATE |
APY** |
| $1,000.00 – $ 9,999.99 |
0.40% |
0.40% |
| $10,000.00 – $24,999.99 |
0.45% |
0.45% |
| $25,000.00 – $49,999.99 |
0.50% |
0.50% |
| $50,000.00 – $99,999.99 |
0.55% |
0.55% |
| $100,000.00 + |
0.60% |
0.60% |
3 YEAR TERM
| AMOUNT |
INTEREST RATE |
APY** |
| $1,000.00 + |
0.60% |
0.60% |
IRA
18 MONTH TERM (ADDITION ALLOWED)
| AMOUNT |
INTEREST RATE |
APY** |
| $100.00 + |
0.30% |
0.30% |
180 Day Term
| AMOUNT |
INTEREST RATE |
APY** |
| $1,000.00 + |
0.15% |
0.15% |
1 Year Term
| AMOUNT |
INTEREST RATE |
APY** |
| $1,000.00 + |
0.25% |
0.25% |
2 Year Term
| AMOUNT |
INTEREST RATE |
APY** |
| $1,000.00 + |
0.35% |
0.35% |
3 Year Term
| AMOUNT |
INTEREST RATE |
APY** |
| $1,000.00 + |
0.40% |
0.40% |
Community Savings
| AMOUNT |
INTEREST RATE |
APY** |
| $0.01 + |
0.04% |
0.04% |
Money Market Savings
| AMOUNT |
INTEREST RATE |
APY** |
| $1,000.00 - $2,499.99 |
0.05% |
0.05% |
| $2,500.00 - $49.999.99 |
0.10% |
0.10% |
| $50,000.00 + |
0.15% |
0.15% |
High School Savings
| AMOUNT |
INTEREST RATE |
APY** |
| $0.01 + |
0.50% |
0.50% |
Basic Interest Checking
| AMOUNT |
INTEREST RATE |
APY** |
| $0.01 + |
0.04% |
0.04% |
Foothill Unity Center Money Market Checking
| AMOUNT |
INTEREST RATE |
APY** |
| $1,500.00 - $49,999.99 |
0.05% |
0.05% |
| $50,000.00 + |
0.10% |
0.10% |
Money Market Checking
| AMOUNT |
INTEREST RATE |
APY** |
| $1,000.00 - $2,499.99 |
0.05% |
0.05% |
| $2,500.00 - $49,999.99 |
0.10% |
0.10% |
| $50,000.00 + |
0.15% |
0.15% |
RATES ARE EFFECTIVE AS OF: June 20, 2024 – RATES SUBJECT TO CHANGE WITHOUT NOTICE – RATE MAY CHANGE AFTER THE ACCOUNT IS OPENED. – FEES COULD REDUCE EARNINGS.
**APY= Annual Percentage Yield