Rates effective as of: June 20, 2024 supersede any previous rate update. Annual Percentage Yield (APY) assumes principal and interest remain in the account for one year. Deposits insured by the FDIC up to the maximum allowed. Please refer to the Deposit Account Agreement for withdrawal and transaction limits and the Fee Schedule for account related fees. Early withdrawal penalties may apply.
Certificate of Deposit (Daily Compound)
30 DAY TERM
AMOUNT |
INTEREST RATE |
APY** |
$1,500.00 – $ 49,999.99 |
0.05% |
0.05% |
$50,000.00 + |
0.10% |
0.10% |
60 DAY TERM
AMOUNT |
INTEREST RATE |
APY** |
$1,000.00 – $ 49,999.99 |
0.10% |
0.10% |
$50,000.00 + |
0.20% |
0.20% |
90 DAY TERM
AMOUNT |
INTEREST RATE |
APY** |
$1,000.00 – $ 9,999.99 |
0.10% |
0.10% |
$10,000.00 – $24,999.99 |
0.15% |
0.15% |
$25,000.00 – $49,999.99 |
0.20% |
0.20% |
$50,000.00 – $99,999.99 |
0.25% |
0.25% |
$100,000.00 + |
0.30% |
0.30% |
180 DAY TERM
AMOUNT |
INTEREST RATE |
APY** |
$1,000.00 – $ 9,999.99 |
0.15% |
0.15% |
$10,000.00 – $24,999.99 |
0.20% |
0.20% |
$25,000.00 – $49,999.99 |
0.25% |
0.25% |
$50,000.00 + |
0.30% |
0.30% |
$100,000.00 + |
0.35% |
0.35% |
270 DAY TERM
AMOUNT |
INTEREST RATE |
APY** |
$1,000.00 – $ 9,999.99 |
0.20% |
0.20% |
$10,000.00 – $24,999.99 |
0.25% |
0.25% |
$25,000.00 – $49,999.99 |
0.30% |
0.30% |
$50,000.00 - $99,999.99 |
0.35% |
0.35% |
$100,000.00 + |
0.40% |
0.40% |
1 YEAR TERM
AMOUNT |
INTEREST RATE |
APY** |
$1,000.00 – $ 9,999.99 |
0.25% |
0.25% |
$10,000.00 – $24,999.99 |
0.30% |
0.30% |
$25,000.00 – $49,999.99 |
0.40% |
0.40% |
$50,000.00 + |
0.45% |
0.45% |
2 YEAR TERM
AMOUNT |
INTEREST RATE |
APY** |
$1,000.00 – $ 9,999.99 |
0.40% |
0.40% |
$10,000.00 – $24,999.99 |
0.45% |
0.45% |
$25,000.00 – $49,999.99 |
0.50% |
0.50% |
$50,000.00 – $99,999.99 |
0.55% |
0.55% |
$100,000.00 + |
0.60% |
0.60% |
3 YEAR TERM
AMOUNT |
INTEREST RATE |
APY** |
$1,000.00 + |
0.60% |
0.60% |
IRA
18 MONTH TERM (ADDITION ALLOWED)
AMOUNT |
INTEREST RATE |
APY** |
$100.00 + |
0.30% |
0.30% |
180 Day Term
AMOUNT |
INTEREST RATE |
APY** |
$1,000.00 + |
0.15% |
0.15% |
1 Year Term
AMOUNT |
INTEREST RATE |
APY** |
$1,000.00 + |
0.25% |
0.25% |
2 Year Term
AMOUNT |
INTEREST RATE |
APY** |
$1,000.00 + |
0.35% |
0.35% |
3 Year Term
AMOUNT |
INTEREST RATE |
APY** |
$1,000.00 + |
0.40% |
0.40% |
Community Savings
AMOUNT |
INTEREST RATE |
APY** |
$0.01 + |
0.04% |
0.04% |
Money Market Savings
AMOUNT |
INTEREST RATE |
APY** |
$1,000.00 - $2,499.99 |
0.05% |
0.05% |
$2,500.00 - $49.999.99 |
0.10% |
0.10% |
$50,000.00 + |
0.15% |
0.15% |
High School Savings
AMOUNT |
INTEREST RATE |
APY** |
$0.01 + |
0.50% |
0.50% |
Basic Interest Checking
AMOUNT |
INTEREST RATE |
APY** |
$0.01 + |
0.04% |
0.04% |
Foothill Unity Center Money Market Checking
AMOUNT |
INTEREST RATE |
APY** |
$1,500.00 - $49,999.99 |
0.05% |
0.05% |
$50,000.00 + |
0.10% |
0.10% |
Money Market Checking
AMOUNT |
INTEREST RATE |
APY** |
$1,000.00 - $2,499.99 |
0.05% |
0.05% |
$2,500.00 - $49,999.99 |
0.10% |
0.10% |
$50,000.00 + |
0.15% |
0.15% |
RATES ARE EFFECTIVE AS OF: June 20, 2024 – RATES SUBJECT TO CHANGE WITHOUT NOTICE – RATE MAY CHANGE AFTER THE ACCOUNT IS OPENED. – FEES COULD REDUCE EARNINGS.
**APY= Annual Percentage Yield