Lending

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Universal Bank has listened to thousands of business owners and real estate investors over the years, and we have discovered that not every lending solution works in every situation.

As a result, we offer numerous credit options to choose from, so you can meet your specific needs — today and onward!

We have also learned that you may need individual attention and that is why we are committed to providing you with customized service.

We will help you evaluate your options and provide a financing package that is suited for your needs.

Los Angeles Skyline, Financial District
Los Angeles, Financial District, freeway cars driving

As an experienced business lender, Universal Bank’s professional lending team is dedicated in assisting you with lending solutions to meet your financing needs.

If you are looking to purchase a property or refinance a property, we offer numerous credit options at competitive pricing and terms to choose from.

Seismic Retrofit Loans: Secured/Unsecured Loans Available. Pencils and a pen on top of construction plans for seismic retrofitting. Universal Bank Seismic Retrofit Loan Program

If you are a business owner and want to expand and grow your business, Universal Bank’s professional lending team is dedicated in assisting you by providing credit solutions to meet your business needs.

Earthquake Retrofit Loans, apartments in the daytime

Universal Bank’s professional lending team is dedicated in assisting you with financing if your property is under a retrofit ordinance and you do not want to share the cost of seismic retrofit with tenants, or you cannot afford the cost of earthquake retrofit.

Our mission is to help make our communities safer while reducing the financial burden for you.